F 277 
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Copy 1 




SOUVENIR 

SOl/r/f G4/^Ol/JVA 
^SSOC/Ar/O/V 

IJLE OF PALMi". 



~K- 



LIBRARVol CONGRESS I 
Two Gootes Rdcelvea t 
JUN 28 l^^O-' 
^ CecyriirM Entry 

iUSS A XXC, No. 

COPY b. ' 



r 



%n 



■.\ ^ - 



Copyrighted 1 907. 

Cover and Contents 

By Walker. Evans & Cogswell Co., Charleston, S. C. 




W. D. MORGAN 

Vice-President 



W. J. RODDEY 
President 



GILES L. WILSON 
Sec'ty and Treas. 



THE SOUTH CAROLINA BANKERS' ASSOCIATION 

OXI-^ ut the greater scientists once (lescrilied the law of cause 
and effect as a "chvine, omnipresent, endless chain." He was 
merely directin,^- attention to the circumstances that there is 
no effect which does not in its turn Itecome a cause. Everywhere, and 
in every acti\ity of the universe, the |)ro(luced hecomes the jiroducer 
with the next turn of the wheels of time and affairs. It matters not 
whether it he in the larox-st or the smallest of endeavors, or whether 
it he for good or ill. With every throl) of action the truth of the 
scientific thesis is e.\em]>lified — the effect of to-da\- is the cause of 
to-morrow. 

.Ml of which in this ])articular instance is said ai)ro])os of the fact 
thai the ."^oiuh I'arolina P.ankers" Association, whicli is alxait to cele- 



l)rate its seventli hirthday. has liccunic a ])otent agent in the tnrlher- 
ance of the very inflnenees to which it owes its origin. 1'he estahlish- 
nient of new hanking institntiims was at lirst hnt an incident (if tlie 
marvelous prosjierity which has characterized the State's inchistrial 
liistory for the last (|uarter of a century. lint thev were no sooner 
numerous than the need for organization among them was felt to 
be both ex])edient and necessary; and thev were no sooner 
bonded together in their i)resent fellowship than they became an in- 
strumentality in jiroducing and perpetuating the \ery pros]ierilv which 
had given them birth first and welded them together afterward. 

The Sluice at disposal here does not ])ermit of an ade(|uate sketch 
of the men and achie\ements of the South L'arolina Hankers' Associa- 
tion. Jt is suflicient to say that the organization is now re])resenta- 



tive of practically the entire Ijanking- strengih of the State. Its in- 
Huence has been felt in the enactment of salutarv laws. In the in- 
dustrial, commercial and financial life of South Carolina it is one of 
the major factors which make for the wonderful develo])ment of our re- 
sources and for the wise directir)n of our energy and enter])rise. It is 
not possible to render credit in detail to each of the men who has con- 
tribtited a qtiota to the debt of gratitude under which the public has 
been laid by the Association. To W. A. Law. formerly of Spartan- 
l)urg-, but now \'ice-President of the Merchants' National Bank of 
Philadelphia, more than any one other man is due honor for the found- 
ing" of the Association. Hut since it is not ])ermitted to indulge in 
extended detail as to the men who ha\e been identified with the organi- 
zation, or as to the beneficial meastu^es it has fostered and enforced. 



llio t'ollowin^- simple chronology will sufiicc to emphasize its develop- 
ment and to illnstrate the representati\-e character of the o-entlemen 
\vh(^ have directed its atifairs. 

The Association was organized in the Merchants' and Manufac- 
turers' Cliil). Colunihia, S. C, May Slh. Kpi. The Officers elected 
were: President. W. A. Law. S])artanhurg-: l-'irst \'ice-President. E. 
H. Pringle, Charleston; Second \'ice-President, K. W. Rohertson, 
Columbia; Secretary and Treasurer, josejjh Norwood. (ireen\-ille; Ex- 
ecutive Committee. R. G. Rhett, \\'. J. Roddev, Emslie Nicholson. \\". T. 
Montgomery and John M. Kinard. There were hft\--three hanks rep- 
resented. The second annual convention elected: President. K. H 
Pringle; \'ice-i'resident. I{. W. Rohertson; Secretary and Treasurer, 
Joseph Norwood. At this meeting the memhership numhered sevent\- 



four. Tlic third annual nieetins;- chose tlie following officers: Presi- 
dent. E. W. Robertson; \'ice-President. B. F. :Mauldin; Secretary and 
Treasurer, |oseph Norwood. The Secretary's report then showed 
a membership of ninety-seven. The fourth annual convention nar^ied 
the following: President, B. F. Alauldin; \ice-President, W". J. Mont- 
o-omerv Secretarv and Treasurer, Giles 1. Wilson; and there were 
ninety-nine banks re])reseiUed. The fifth convention named: Presi- 
dent, W. I. Montgomery; X'ice-President, W. J. Roddey; Secretary 
and Treasurer, Giles L. Wilson. The membershii) had now increased 
to one hundred and fifty-one. ddie si.xth convention elected to office the 
gentlemen who will i)reside at the meeting about to be held: President 
W. J. Roddey, Rockhill; \'ice-President, W. 0. Morgan. Georgetown; 
Secretary and Treasurer, Giles 1.. Wilson, Spartanl)urg; I^xecutive 



Committee, T. B. Stackhouse, Bright Williamson, D. D. McColl, Jas. 
C. Self and L. C Harrison. At this meeting the roll of the Associa- 
tion contained one Imndred and seventy-one names. During the past 
}ear this list has lieen still further increased, and when the Associa- 
tion is called to order for its seventh annual convention it is probable 
that nearlv everv bank in South Carolina will l)e affiliated with it. 



OFFICIAL PROGRAM 
SEVENTH ANNUAL CONVENTION 

South Carolina Bankers' Association 

Seashore Hotel, Isle of Palms, off Charleston 
June 25th, 26th and 27th, 1907 



ITS PURPOSE 



To I'I\(_)]\I( )'ri'l the general welfare and usefulness of hanks and 
bankinp^ institutions, to secure uniformity of action, together with the 
practical benefits to be (leri\e(l from personal ac(|uaintance and from the 
discussion of subjects of im[)ortance to the banking and the commercial 
interests of the State of South Carolina, and es])ecially to secure the pro- 
per consideration of (juestions regarding the linancial and commercial us- 



ages, customs and laws whicli aft'ect tlie lianking- interests of the entire 
State. 

Tlie seventii convention of this Association will he held at Seashore 
Hotel. Isle of Palms, off Charleston, Tuesday evening, \\'ednesday and 
Thursday, June 25th, 26th and 27th, 1907. 

The office of the Secretar)- and Executi\'e Committee will he at Sea- 
shore Hotel, where, ui)on arrival, memhers and guests are rei|uested to 
call, register and ohtain proper credentials. 

All Railroads ha\e granted a one and one-third rate to all delegates 
and \isitors attending the convention. Have your local ticket agent give 
vou the regular receijit or certificate when you purchase ticket, wdiich 
when pro]ierly \ised in Charleston, will entitle you to a return ticket 
for one-third regular fare. Tickets as al)0\e can he bought to Charleston 
onl\-. VuU fare each wav must he paid between Charleston and Tsle of 
Palms. I'or further details call on or address the Secretar}'. 

OFFICERS 

President, \\ . j. Ixoddey. President .National Cnion Pank, Rock Hill; 
Vice-Pres.. W. 1). Morgan, President Bank of Georgetown, George- 
town. 
Secretary and Treasurer, (jiles I^. \\ ilson. Spartanburg. 



COMMITTEES 

Executive Committee — T. B. Stackhouse, Chairman, Coli.ini1)ia 

Eris^lit \\'illiamson. narlintiton 
D. i). McColl. HennettsviUe 
Jas. C. Self, (ireenwood 
L. C. Harrison, Lancaster 
President and Secretary, ex officio 

Legislative Committee — Kiclid. 1 AIannin»-, Chairman, Sumter 

W illiam Barnwell, Columl)ia 
Wilson (i. tiarvey. Charleston 
J. Allen Smith, Ahheville 
\\ . J. Montgomer\-, Marion 

Delegates to American Bankers' Convention, 1906. 

E. P. Grice, Charleston 

F. F. Capers, Cjreenville 

W . I. .Mi)ntgomer\-. Marion 
Attorney — A. M. Lee. Charleston. 



THE LADIES 

Other State Associations have made a feature of having the ladies 
present at their annual gathering. We want to brighten and enliven our 
meetings by their presence, and it is hoped that many ladies will attend 
this convention. .\ cordial in\itation is hereby extended to them all. 
They will be welcomed. 

BANK CORRESPONDENTS 

We welcome to our conventions representati\es of banks of other 
sections. South Carolina l^ankers will be glad of an opportunity- to meet 
their correspondents from Xew York. Philadelphia. Baltimore. Richmon;!. 
and other cities. This has become an attractive and valuable feature of 
our conventions: and is mutually advantageous. 

GILES L. WTLSOX. Secretarv. 



PROGRAM 

FIRST DA^' — I'^irst Session — June twenty-fiflh. Tuesday e\ening, 
9 o'clock. 

Reception and l^ance. An oiijiortnnity for all delegates and visiiors 
to l)econie acquainted and ha\e an enjo\'al)le time. 

SECOX'D D.\Y — First Session — June twenty-si.xlh. Wednesday 
morning, lo o'clock. 

Con\-ention called to order by tlie President. Mr. \\'. J. Roddev 

invocation : 

Rev. S. Cary Beckwitli, L). D.. Rector of St. Philiji's Trotcstant Epis- 
co]ial Church, Charleston. 

A.ddress of Welcome : 

Hon. k. Coodwyn Rhetl. Alayor of Charleston, and President of 
Peoples National Bank. 

Response : 

Mr. B. .\. [Morgan. President Bank of Commerce, Green\ille. 



Annual Address : 

President \\". J. Roddev. President of Xatinnal L'nion Bank, Rock 
Hill. 

Report of Secretary-Treasurer: 

Mr. Giles L. \\'ilson. S]:)artanhurg. 

Report of Executive Committee: 

Mr. T. B. Stackliotise, Chairman, \ ice-1'res.. National Loan & Ex- 
change Bank, Columbia. 

Rciiort of Legislative Committee: 

-Mr. Richd. I Manning, Chairman, I'resident oi Bank of Sumter, Sum- 
ter. 

I-Jejjort of Delegates to .-Vmerican Bankers' Convention, St. Louis: 
Mr. E. P. (irice. Cashier Peoples Xat. Bank, Charleston. 

Address: ■'The Country P)ank Check." 

Mr. krancis B. Sears, \'ice President of National Sliawnnit Bank, 
Boston. Mass. 

Address: "The Pank and l-"ilth\- Lucre."' 

Mr. John W. Simpson, \'icc-President of Central National Bank, 
.S|Kirtanl)urg. 



Introduction of Visitino^ Bankers. 

Appointment of Committees: 

Committee on Resolutions 
Committee on Auditing- 
Committee on Xominations 
Announcements. 

Adjournment for Fish I'"r\' on Heach in front of Hotel. 

SECOND DAY — Second Session — June twenty-six, \\ ednesday even- 
in_<j, 8 oclock. (The hour mav l)e made 3:30 o'clock in afternoon.) 

Convention called to order ])\- the President. 

Address : 

' "Enterprise — Its Benefits and Trials from a Banker's Stand])oint." 
Mr. C. J. Shannon. Jr., President Commercial Bank, Camden 

Address: "Education of Bank Clerks." 

Mr. L. P. Hillyer, Vice-President and Cashier of American National 
Bank. Macon, Ga., and Secretary of the (ieoroia Bankers' Association. 



Address: "The Relations of a Bank to Its Community." 

Mr. Riclid. I. Manning, President Bank of Sumter, Sumter. 

Address: "Collaterals." 

Mr. N. B. Dial. President of Enterprise Bank. Laurens 

THIRD DAY — First Session — June twenty-seventh. Thursday morning, 
lo o'clock. 

Con\ention called to order by the President. 

Address: "The Currency." 

Mr. Joseph A. McCord. \'ice-President of Thirfl National Bank, .At- 
lanta, Ga., on behalf of Currency Committee of American Bankers' Asso- 
ciation. 

Address: "The Guaranty of Bank Deposits." 

Mr. W. \\". Newberry, Consulting Examiner .\nierican Guaranty Co., 
Chicago. 

Presentation of Souvenirs to Ex-Presidents: 

Hon. D. C. Hevward, President of Columl)ia Trust Co., Columbia, on 
behalf of South Carolina Bankers' .\ssociation. 



Reports of Committees: 

Auditing^. Resolutions, Xoniinatii)ns. 

Unfinished Business. 

New Business. 

Election and Installation of Officers. 

Adjournment. 



HOTELS. 



Ample accommodations have heen arrans^ed for with the Seashore 
Hotel. Should the attendance be larger than is expected, however, such 
overrtow will he entertained at the Charleston Hotel in Charleston. The 
rate is $2.50 per dav either i)lace. Good connection for transfer between 
the citv and the Isle of Palms can be made and the time rec|uire(l for the 
trip is about one hour. 



ENTERTAINMENT. 

On Tuesday evening. June ^5tli, at 8:30 o'clock, tlie Officers and 
the Executive Committee, assisted hy the Cliarleston Clearing House 
Association, will hold a Reception in the iKirlors of the Seashore Hotel. 
Music. Refreshments. Dancing'. 

The Charlestt)n Clearing House .\ssociation has arranged for the 
following entertainment : 

\\'ednesda\- afternoon, at one o'clock, a l-"ish I-'ry on the Beach near 
Seashore Hotel. 

Thursday afternoon, at about 12:30 o'clock: Luncheon on hoard 
boat, a ride around the harbor, to the Xavy Yard, the Light Ship and 
across the bar — if the weather is tine — and to other points of interest. 

The .\nmial i5anc|uet of the .Association will be heUl at Seashore 
Hotel at 8:30 o'clock on Thursday exening. June jjth. 



OUR HOME 




Corner of Cylinder Press Room 
Portion of Retail Store 



Broail Street Entrance 

Section of Litho(;:raphing and 

Engraving Department 



Corner of Composing Room 
Partial View of Bindery 



Souvenir Album of Charleston 

Issued for the Convenience of the Public in General by the 

WALKER, EVANS 6l COGSWELL COMPANY 










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♦ 



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A TYPICAL INDUSTRIAL CITIZEN OF CHARLESTON 

Since it is ])ro])()sc'cl here to j^ive in niiniatnre a sketch of Charles- 
ton, a brief bioj^rapliy of one of the best known and most typical 
of the city's industrial citizens is entirely o])])i)rtune. The term 
"indu^irial citizen"" is nr)t merely a jjhrase meant to catch the eyes or 
hnld the attentinn. There is :\n actual recijirocal relationshii) between 
a citv and its industrial, cnmmercial and financial establishn:ents. as 
there is between a citv and the man and woman who form the roster of 
its inhabitants. C'omnumities as well as indix'idnals. have identities. 
The characters of cities are distinctixe. ( )nce established thev per- 



City Hall 



County Court 
House 



petuate themselves as tlinu.!4h by some law ni heredity. Derixed tri)m 
the dominating- tone and ]iur])ose of the indix'iduals who o'o to make np 
the ])ersonnel of the mnnicipahtx' the\ impart themselves not only from 
one generation to another, hnt to new comers as well. And all of this 
is trne of ("harleslon as ])ecnliarlv as it is trne of an_\ other city on the 
American continent. And the individnality which is hers helon2,-s 
also to her peoi)le and to her cor])orate institntions. 11 i,^h ideals. East view 

Colonial Lake. 

di^nit\- of character, consummate courai^'e, fidelity to ohlio-ation, 
honorable amhitions, inte^ritv of ])ur])ose are all traits with which 
the ])uhlic mind associates the name of t/harleston. It is a repute 
which is a valtiahle asset to anv community; and to say that the firm 
of Walker, lA'ans & C'o^'swell Co., is a typical industrial citizen of 
Charleston claims for it these attrilniles. A hislorv of the house, how- 



ever brief, cannot tail to i^ive additional emphasis to it> representative 
natnre. Its record reaches from th.e halcvon davs of Charleston's com- 
mercial and industrial su])remac_\- on the South Atlantic Seaboard. 
It follows the niunici])alit\- into the ec]i])se of its fortunes which suc- 
ceeded the war; and it rises with it into the new commercial and in- 
dustrial donhnance which has now dawned for the old town. 

The business was founded in 1S32 bv Col. Jose])!! Walker at Xo. 
117 h'ast i5ay Street, and there it was continued bv him tmtil 1H55. 
when he wiliidrew from it to estal)lish at I'.ath, South Carolina, one 
of the first ])aper mills ever built in the South. Hut the business was 
continued under the name of Walker, I'.vans i^t C"omi)an\-, the partners 
in it bein^- John (.'. W.alker, I'.. F. i-'vans and llarve\- Cogswell. The 
lirm shared in the uni\er.^al disaster which the war brou":ht. After 



Meeting Street 
Residence 
Showing Famous 
South Carolina 
Society Hall. 



Meetinc Street 
Residence 



having moved from East Bay to Broad Street, it was once more moved, 
going this time to Columbia where the liouse was cmi)lnyed by the 
("onfederate (JovernmeiU in htlio^raphin^- the mone}' and bonds of 
tlie new nation, 'i'he workmen who performed these serviees had to 

. , i^ 1 1 Looking North 

be imi)orted from luigland. R„3i, Dis.ric 

.\fter the war ("ol. Josei)li W'rdker and his son. Gen. C. Irvine 
W alker, re-(jpened business in Charleston at the corner of Markel an 1 
Meeting Street, but moved it again to the old stand on llroad and 
East Bay Streets in iSf)/. A year later Messrs Evans and Cogswell 
re-entered the firm with Walker and the business was carried on under 
the name of Walker, b^ans & Cogswell. Col. Walker died in 1S70 
and Col. I'lxans in 1S71 ; but the surviving ]);n'tners remained. When 
the .State had been redeemed from negro control by the 1 lampton move- 



Seeing Charleston. 



mcnt. the firm displaved a characteristic piece oi ])atriotic enterprise. 
The crecht of tlie counties of South C'arohna had heen temporarily de- 
stroyed. Fn this emeri.;ency tlie famous Cliarleston firm came to their 
aid. It ])rovided tliem at its own risk witli tlie expensive su])pHes of 
which the\- were in need: and it is to l)e said of the county ^'overnments 
of the State that the del)t of gratitude incurred I)v accei)tance of tliis 
jHihhc s])irited ii;'enerosity is one which has never lieen forgotten or commercial ciub 

Building. 

disclaimed . 

When the tirm re-opened its husiness in \^(i^ it added to its stock 
of goods, tv]K', ])resses and ]irinters' supplies. It estahlished the plants 
of many of the news])a|)ers conducted in this section at that period. 
No less a distinguisheil jnurnalist than the late Menrv W. Gradv 
bought from the house the materials with which he began the publi- 



\f 




cation of his first newspaper at Rome. Georgia. After the death of 
Messrs. Josepli Walker and !!. F. I'lvans the snr\iving- i>artners dis- 
continued tin's l)ranch of their husiness. 

The firm was incor]K)rated in iS86 mider the name of Walker, 
Evans & Cogswell (/(imi)an_\-. It has had as ])residents Gen. C. Irvine 
Walker, Mr. 1-. J. Pelzer. Mr. Geo. W. W'lliam^, Mr. W. I 1. Co£?s\vell. 
Gen. Walker was general manager of the firm until 1890. I'ntil the ^ew Roper 

Hospital. 

lime of his death Mr. llarvev Cogswell was secretary and treasurer 
of the corjioration and manager of its finances. At the outset, and 
even during the earlier ])eriod of its cor])orate life the husiness of the 
Com]ianv was largely local; hul under its present management the 
field of its endeavors has been greatly extended. Its salesmen travel 
a half score States, and wherever its wares are distributed the firm's 



name is respeclcd for the excellence of its proilucts. for its eneroy and 
enterprise, and for the fidelitN- with which its contracts with and 
obligations to its patrons arc exccnted and discharged. It is a typical 
Charleston hnsiness honse — pridint;' itself npon its lon^- and honor- 
able history, iealous of its re])iUe in the industrial world, and ani- 
mated 1)\- those i)rinciples which are so rapidly making a new and a 
greater Soutli. 



Residence 

Cor. Wentworth 

and Smith, 



CHARLESTON 



Histdricallv and arlislically C'liarleston is so intensely attractive 
that those who have written of her liave oftentimes been led to treat 
without due consideration the more material side of tJTe City's past 
record and ])resent life. In song' and story the marvelous charm of 
the old numicipalitw and its peo])le, have been celel)rated. The poet 
and the novelist each tinds within Charleston's g;ates such a wealth of 
ins])iralion that it seems well nis^h a desTadation to refuse to o-jve a 
free rein to fancv when speaking' of her. rather than to harness one's 



Residences 
South Battery 



Jasper Monument 

and 

Battery Park. 



jieii to the facts of her coniiiKTcial and industrial life, ^'et the Ameri- 
can s])irit n\ the hour is so essenliall}' ])ractical and real — industrial- 
ism is so omnipresent and all-jjotent in the life of the nation — that it 
demands recognition e\-en here where the imagination tairly yearns to 
revel in tradition, romance, and other things e([ually seductive men- 
tally. Mr. W ister found here a life and atmosphere which fairly en- 
thralled his fancv; and the result was a hook which delights tliose 
who still cling to the ideals of the old American regime. Architects 
from the uttermost parts of the earth luwe declared tliat with the 
possible exception of Ouebec, the French ([uarler of New Orleans and 
the Spanish sur\'i\-als to he found in the far South-west, Charleston 
ofifers more of worth from their ])arlicular angle of view than is to 
be obtained anvwhere else on the continent. The painter has done 



Characteristic 
Charleston 
Door Way. 



Quaint Old 
Legare Street. 



nuin_tj honias^'e to the riot of color witli which nature lias clotlicd the 
site of the citv from the Hk\- line of the coast to the horizon of the 
iuainland. Tho-e who.-e province it is to trace the inlluences which 

Washington 

have controlled the making' of the nation's thoti^iit ha\-e found here square 

Showing the 

the we!ks])rin<4' of one of the several great currents of purpose which Historic pitt 

, . 1 \ • -■ • \ 1 ■ 1 ■ • Monument. 

liave dominated American allairs. At everv ])oint to winch iii(|Uir\' 
mav turn (."harlcston asserts an indi\idualitv so coin])ellini;' that one 
pauses, unwilling' to seek furtlier for a theme for animad\-ersion. 
There is small wonder, in sucli circumstances, that the cilv and its 
j)eo])le occup\- so unii[ue a ])l;ice in the minds of their neigiihors. and ^'"^ °' 

Sunken Garden 

that there are so many conllicting impressions entertained of them. Hampton Park. 

lUit the weight of testimon\- li<irne by those who have spoken has 
run so often to the historic and artistic \'alue ot what ihev have seen 



here that tliere lias sprung- U]) in tlie minds of many men a l^elief 
to the effect that these are the only i)articnlars in which Charleston 
ever has, or will, attain pre-eminence. 

A more erroneous conviction may scarcely be imagined. The Broad str«t 

-,, , , . Looking cast. 

material, commercial and industrial history ot Charleston abounds 
in interest, h'ounded in the earlv days of the colonies, the city (|uickly 
became one of the chief maritime centers of the continent. Waxing 
in im])ortance and opulence it dominated the trade of the South At- 
lantic for the larger part of a centurv. Overwhelmed, prostrated and Meeting street 

Showing 

im])overished bv the war and its consequences time was required to st. Michael's 

retrieve losses, and to svstematize the new order of things. But even 
in such adversities the s])irit of her ])eople, her wonderful natural ad- 
vantages and her marvelous resources rescued Charleston from the 



Church. 



United States 
Post Office. 



linal disaster which niiglit iiave overtaken another and a less favored 
place. 

A more complete revolution in industrial and commercial methods 
than that which followed fast in the South upon the close of the war 
coitld scarcelv he achieved. The develoi)ment of the means of trans- 
])ortation forced trade into new channels and necessitated the re-ad- 
justment of the husincss relations of the |)rostrate South along abso- 
lutely new lines. From one end to the other of the vast section to 
which Charleston had formerh- stood as a metropolis there s]>rung 
into existence villages, towns and cities. The farmer could sell at united states 

Custom House. 

his own door the cotton which he had formerlv marketed at the sea- 
hoard. The factor, once all im])ortant. hecame little more than an in- 
cident in the new industrial order. Cotton was still Kiny in the South, 



Iiut its sovereignty was dift'crentlv aflniinistcred. The mills were 
coming to the cotton; and as the hum of the spindles grew into a veri- 
tahle din, a powerful inlluence was exerted o\-er ever\- husiness method 

Plant of 

which related to the growth and marketing of the great staple. Royai Bag and 

Yarn M'f'g Co. 

In the midst of these radical changes, while the commercial and 
industrial ma]) of the entire South was l^ieing made anew. Charleston 
might have fared far worse than she did had nature not come to her 
rescue. The discoverv of those splendid de])osits of pliosphate rock 
in her vicinitv, which suh>ei|Uentlv made her the center of the fertilizer 
manufacturing trade of the world, ga\e her new prestige. Though 

Fertilizer Works 

her supremacv in this industrv is not as comi)lete as it was a score on Ashiey River. 



o 



f vears ago. it has not heen. nor can it ever he. snatched from her. 



But great as has been tlie commercial importance of Cliarleston in 
the past — great as is the commercial importance of Charleston now — 
the ])art that she is destined to ])la}- in the future is of far greater con- 
seciuence. The com])lelinn ni the Panama canal will exert well nigh a 
revolutionary induence not (inl_\- un the trade relations of this conti- 
nent I)Ut ui)on the trade relations of the entire world. Charleston is 
])eculiarlv fitted to become <ine of the chief beneficiaries, if not actually 
the chief beneficiarv, of this new induence. She is closer to the sea than 
any other citv on the Atlantic coast. More than that, with a c(imi)leted 
Panama canal, she is closer to the entire western coast of South Amer- 
ica than any other great sea pnrt in America. If yovi will look at your 
ma]) for an instant, and m.ake but a few measurements for yourself, 
you will lia\-e some commercial facts which may jn-oye (if inestimable 



Unloading 
Bananas for the 
Interior. 



Charleston's 
Water Front 



value to von in tlie future. The coast of western Soutli America is 
closer to Chicago, and tiie entire great middle west, via Charleston 
(the I'anama canal heing ojjcn ) than it is \ia Xew ( )rleans, Galves- 
ton, 'San I'rancisco, Norfolk, IJallimore or Xew \'i>rk. The I'anama 
canal once open Charleston will l)e closer to San I'rancisco l)v water 
than will he anv other ])i)ri itn the Atlantic or the Gulf. I'Tirthermore, 
since the march nf the em])ire westward. ha\ing made the circle of the 
glohe, is niiw awakening the Orient again, the opening of the Tanama 
canal will make Charleslnn one nf the salient features in the ever 
increa.sing trade whicli the Cnited States is to conduct with China. 
Jajian and the Phili])piues, 

And it does not need argument to convince the modern l)usiness 
man that distance is a differential in trade relalidus which is all-im- 



Bethel Methodist 
Episcopal Church 
South. Cor. Pitt 
and Calhoun 



First ( Scotch 1 

Presbyterian 

Church 

Cor. Meeting and 

Tradd. 



jiortant. Tlie mills have come to the cotton fields of the South he- 
cause of this fact. The space of time required to reach a market is 
important, hut since transportation is such an item of cost in ])r(>duc- 
tion, it is essential that tlie ])nrt that is to handle the commerce of the 
future should he close to the s^'reat distril)utin<4- center hy land, and close 
likewise to the markets in which Imsiness finds its final destination. 
It is l)v meeting both of these re(|uirements that Charleston establishes 
her claim to maritime consequence in the future. Draw an air line 
from Chicago to the seaboard at any point on the continent, and re- 
membering Charleston's ])ro.\imitv liy sea to the markets of the Occi- 
dent and the ( )rient after the completion of the Panama canal, and draw 
)'Our own conclusions. 

The business men of (/harleslon look to the sea with e\'er\' con- 



East Battery 

Looking South 



East Battery 
Looking North. 



fidence. Their ]K)rt is practically the Atlantic ocean itself. The city 
is jnst enongh removed from the open sea to furnish a safe harhorage 
ni stress of weather. The comi)letion of the ^-oxernnient work at the en- 
trance to Charleston harhor has provided a depth of water sufhcient 
for the accommodation of craft of |)ractically any draught. The city 
has sixteen miles of water front where vessels carryint;- the commerce 
of an entire continent might find dockage. On the l^osom of the heati- 
tiful hav formed !)>• the conllnence of the Cooper and the Ashley ri\ers 
the navies of the world may ride at a safe anchorage. 

Possi1)lv a final test of the ade(|nacv of the harhor of Charleston 
for anv jnirpose is found in the fact that when the federal go\ernment 
was seeking the hest jilace for a great naval estahlishmenl on the South 
Atlantic, Charleston was selected over several competitors as fur- 



in the Retail 
District 




V^^>1 



nishing the best facilities. The navy yard which is now nearing 
completion on the Cooper river will eventually represent an outlay of 
fifteen million dollars, and in peace or war Charleston will he reck- 
oned among he bases of the nation's naval establishment. 

In the circumstances it is not wonderful that Charleston has been 
selected as the port of entry on the Atlantic fur the great tide of immi- 
pfration which is destined to set toward the .South in the future. A 
(|uarter of a centurv ago, the .Siaith's prolileni was tn iind enough c'd])\- 
tal with which U> em])loy her i)eoi)le; to-day her problem is to hnd 
enough i)eople to emplnv her capital. In the marvelous industrial deve- 
li>l)ment which has characterized this ])eriod, Snuth Carolina has been 
cons])icuous, if not actualh' |)re-eminent. Cliarleston is Sotith Caro- 
lina's eatewav to the sea. Within the twelve months the lirst practical 



U, S. Lighthouse 
Supply Station 
"Castle Pinckney" 



Fort Sumter 
Charleston Harbor 



steps looking to meeting- the ever-increasing demand in the Snuth for 
men have l)een taken. A (hrect Hne of steamers has l;een estal)hshed 
hetween Charleston and llremen. I-^)r the first time in many decades, 
hundreds of immigrants from foreign countries were landed at a Soutli 
Atlantic seajjort. The arrival of the first of these immigrant shii)S was 
hailed as an eixich-making e\ent in the histor_\' not only of C'liarleston, 
hut in that of the entire new industrial South; n(.)r can the importance 
of the movement he over-estimated. I*'ach succeeding year will hence- 
lorth hear go forth from the South a more insistant demand for labor- 
ers — and hv that term is meant e\-erv class of men who contri])Ute, 
either hv hrawn or hrain to the industrial and connnercial life of a 
nation. The develojnr.ent of the Soulh's resources was begun in the 
travail which succeeded the great war 1 etween the sections, l-'or a 



Wentworth Street 
Residence 



Residence 
German Consul 
Rutledge Avenue. 




^*'*''te 



time progress was made Intt slowly. But the tentative period is at an 
end. The momentum now acquired is enormous. Men only are re- 
quired — an adequate supply of energy, enterprise, industry — of strong 
arms and well balanced heads — to carry the work to its logical conclu- 
sion. To the assistance of the millions of citizens of the South who are 
already engaged in this endeavor are coming other millions from the 
other sections of the Union, and from Europe. As the best port of Charleston 

Country Club. 

entrance for the last-named class, Charleston's claims are already es- 
tablished. 

It would l)e a mere matter of sujjererogation to say that Cha'des- 
lon is e(|uipped with all llie accessories which are considered re(|uisite in 
modern American munici])al life. There is a consolidated system of 
electric street ra'lwaxs which not only adeciuatel}' covers llie business 



and residcnliril lliDronqiifares of the city, hiit jilnces the resident in 
close tonch willi tlie na\-y yard, seven miles n]) tlie Cooper: with Mt. 
Pleasant, a i)retl\- little citv of live thousand or so inliahilants ; with 
Snllivan"s Island, where the government has a ^'reat military estah- 
lishment, and with the Isle of Palms, one of the most heautifnl and 
one of the most sjiacions seaside resorts on the Atlantic. In addition 

Drawing Seine 

ti:> this svstem two others are now buikline, one which will connect isu of Paims 



the cit\- with Summerxille, a famous winter resort, eij^-hteen miles 
distant imm ( 'harlestim ; and the other known as the I'tihhc Serx'ice 
Cor])oration which is to construct a net-worl'; of trolle\' lines from 
tide water to Piedmont, South Carolina. This corporation has a 
cai)ital stock of ten million dollars, and it i)roposes tn l)uild in this 
State alone six hundred miles of track. 



Beach. 



Two greal railway system?, the Sontlicrn and the Atlantic Coast 
Line, contrullin^- as they do ten thousand miles of rails ])lace the city in 
close touch with the distrihulint;- ])oints of the south, west and north. 

Memminger 

Through them the merchants of Charleston are enahled to mnnster to formal schooi 

-^ -,-,,...■ -i i for Girls 

the trade of eyery Southern State Last ot the Alississippi, and to reach 
a territory e\en more extended and remote. 

The growth of Charleston has been yery rapid in the last seyen 
years. Her inhabitants now number seyenty odd thousand souls. The 
municii)al goyernment is, as it has always been, accounted one of the 
most efficient and most free from corruption of any in the country. The 
city has but recently been provided with an abundant supply of ])iu-e Acad.my. 

water; her ])ublic schools are admiral^le, and she is the possessor of sev- 
eral institutions of higher education such as the .State [Military Acad- 



Porter Military 







^»»\J»<iJ 



:^-^'^ 



cniy. the Colk^^e of Charlcstun and the Medical Cullei^e of the State 
of South C'arohna. 

rUit after all to entimerate such details is scarcely necessary. As 
a matter of course a famous city sitch as Charleston — for a century 
and a half the pride of a cultured and a pros^ressive people — would he 
pro\-ide(l runi)lv with e\-erv re(|uisite of life, and with every facility 
for the [jromotion of health. ha])i)iness and the intelli.<;ent ])ursuits of 
the avocations of the time. Si)ace is not afforded in which to catalogtte 
matters of cotirse. 

r.ut in those esseniial jiarticnlars in which (,'harleston stands out 
distinctlv. or al)solutelv alone — and they are numerous — comirent is 
l)erniitted. Attention has already lieen directed to the fact that Charles- 
ton is tlie center of tlie phosi)hate industry of the continent. In the 



Gibbes Memorial 
Art Building. 



season she sends out fmir lumdrcd car loads daily — ten trains of fort}' 
cars each — of fertilizer to the cotton and wheat belt of the South. She is 
the second largest, if not the largest, vegetable i)roducing market of the 
South. She is the market not only for the finest sea island cotton 
that is grown, but a maji.>r part of the world's crop ol that valuable sta- 
ple ])asses over her wharves annually. 

Within the last few years the lumber trade of Charleston has 
multiplied itself manv times. \'ast areas of timljer lands have been ac- 
(|uired, and a half-score of great mills have 1:een constructetl for the 
conversion of their i)roducts into marketable commodities. The annual 
output of these i)lants is now over 100,000,000 feet (if lumber, and 
the sources from which they draw their sui)plies ol raw material are so 



Sorting "Irish" 
Potatoes for 
Northern Market 
Annual Value 
Charleston Potato 
Crop. $l.joo,ooo 



j-ich and exteiisixc llial llicrc need be no diniiniuion in ihc xolume of 
tlieir traffic f(_)r more than a (juarter of a century to come. 

\\'hile details liave lieen eschewed in these ])a,i^'es. a few saHent 
facts regarding- the great trucking industry, to which reference has 
already been made — a prolific sotirce of wealth to the city and its 
vicinage — mav be i)ermitted. A charming drive across the Ashley river 
and into St. Andrew's Parish, takes one through the largest single 
cabbage field in the world. It contains twelve hundred acres and yields 
annnallv some fnurteen hundred thousand head of the jileliean, but nu- 
tritious and popular vegetable to the culture of which its soil is devoted. 
The amiual marketaltle value of the products of the truck fields in the 
immediate neighborhood of Charleston is $3,000,000. 'idie railwav 
companies annnallv transport from Charleston to Xew "S'ork. Philadel- 



Harvesting 
Asparagus 

Total 

Annual Value 
Charleston Truck 
Crop $3,000,000 



Section of the 
Largest Cabbage 
Field in the World 
St. Andrews Parish 

Annual Value 
Charleston Cabbage 
Crop. $1,200,000 



pliia, iiallinmrc, nust(.in and dUicr cities of tlie I'last. Xnrtli and W e>t, 
12,000 car Iliads of veg-etaliles. The Cali1)ag-e Cro]) is valued at $i._'O0,- 
000; tlie I'otato Crop at an e(|nal amount. I'or miles about the city one 
drives through endless L^'ardens of strawberries, beans, peas, aspara.^us, 
lettuce, beats, and all other similar delicacies. 

And si)eakin^- of ^'ardens, there is one of a dilTerent character Irom 
these at the L'itv's doors with which the name of Charleston is every- 
where associated. The fame of Magnolia-( )n-The- Ashley is veritably 
world-wide. Traxelers from the uttermost i);uis of the earth have seen 
and i)raise(l the sjjot as beini;' without parallel or compare in the ]n-()- 
fusion and beautv of its i)lants. There are to be scni twelve acres 
of Japonicas. .\zalias and Ma,i.;"nolias embedded in a semi-tropical l(jr- 
est, and overto|)pini4' a charminj^- reach of marsh and river. The riot 



A Typical Field 
of Squash. 
Twelve Thousand 
Cars of Truck 
Sllipped From 
Charleston Annually. 
Average Net 
Value $-'50. CIO 
Per Car. 



of color tliat greets the eye of the visitor, when tlie flowers are in hloom 
l)ewil(lers the imagination, and fairly beggars the vocabulary of one 
who seeks to describe the inii)ression i)roduced by so gorgeous a spec- 
tacle. 

A few miles distant from Charleston are to be found the only tea 
farms in America. This industry has long since passed its experimen- 
tal stage. For years the tea gardens were little more than objects of 
speculative interest; to-day they have been proven to be a source of 
wealth. The (pialitv of their products has been pronounced to be excel- 
lent even bv the experts of China and Japan, and tea-culture must hence- 
forth be accounted an important item in the agricultural life of South 
Carolina. 

Charleston is the richest city of her size in the South. Her banking 



Y. M. C. A. 
(section of i 
Swimming Pocl. 
Gymnasium, 
Dressing Room 
Office and Lobby. 



institutions are numerous and are everywhere noted for soundness and 
integrity. In her savings institutions alone there is always on deposit 
millions enough to proclaim her wealth. , 

If additional i)roof is nceiled of the superior advantages which the 
city of Charleston offers to the investor and to the business man it 
would be found in the rapid de\elopnient which is manifested in every 
department of her trade and commerce. Her exports have doubled 
within the space of a few years. The numljcr of her wholesale deal- 
ers in important lines of trade has multiplied several times within a 
brief space of time, and yet each of the individual houses of to-day 
is doing a larger business than was done by the same house of ten years 
ago. The traveling salesmen of Charleston are to be found from 
Florida to the Potomac, and from the Atlantic to the Mississippi. The 



Entrance 

William Enston 
Home. 



prices of real estate show a cimtinuous development in value. There 
is nothing' lacking that is indicative of growth and prosperity. Charles- 
ton's ]irogress is not e])henieral. There has never heen that species 
of industrial hysteria known as "a boom" within her corporate limits, 
Imt she has never ceased to go forward with confidence, energy and 
success. The victim of two of nature's great disasters nianv years 
ago — a great earth(|uake and a great cyclone — she retrieved the 
losses of hoth with a facility that exemplified the mar\"elotis courage Home. 

p.nd energy of her people, and which clearh' cstahlished her title to lie 
accounted a trulv great citv. 

AA'ithin the last foiu" years Charleston has attained nnich celeb- 
rity as a winter resort. For a period her marvelous climate, charm- 
mg scenery, historic interest, and artistic worth were overlooked ])y 



Canterbury Avenue 
WilHaTi Enston 



the tourists who annually make an exodus from the east, north and 
west to Florida. But this could not long contimie true. The tide of 
tourist travel to the city during' the winter season has doubled in the 
last few years, and there is no longer a question that another decade 
will see Charleston estal)lished as one of the points in the South In 
which everyone goes, as a matter of course, when in search of recrea- 
tion and health. 

But after all is said Charleston must he seen antl known to he 
appreciated for what she is and what she is worth. The pleasure- 
seeker finds in her endless ins])iration to enio\nienl : the artist revels in 
conteni])lation of her picturesipie houses, cliarming gardens and s])a- 
cious parks; the historian finds in her records food for con- 
tem])lation and study: the ca])italist and business man is astonished 



Marion Square 

Showing 

Calhoun Monument 

and 

South Carolina 

Military Academy. 



St. Philip's Church 
Resting Place of 
John C. Calhoun 



I)v Iicr unsiiriiasscd advantat^-es as a trade center. Charleston lias 
l)cen a beautiful and a great city for a century; she is a beautiful and 
a great cit\- now; she will un(|uestiona1)ly lie a more beautiful and a 
greater city with the progress of the years. 



Cannon Park 
Showing Entrance 
The Nc.v Charleston 
Museum. 





LIBRARY OF CONGRESS 




' '1 1 1' h 
014 


417 167 6 


# 



. • /; 



